Wednesday, November 30, 2022

Who can avail doorstep banking services?

Who can avail doorstep banking services?


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Not satisfied with your NPS account recordkeeper? You can change your CRA now

Pension Fund Regulatory and Development Authority (PFRDA) has allowed an individual to open NPS account with any of three central record-keeping Agency (CRAs). However, it may happen that an individual is not satisfied with the current CRA. Read on to know what is the process of changing CRA from one to another.

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How to fund your trip abroad amid soaring inflation?

Funding a vacation can seem like an uphill task. But here are some range of funding options available for your well-deserved trip. Read to know more

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5 banks offering best 2-year FD interest rates

5 banks offering best 2-year FD interest rates


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What to do if your NPS account becomes inactive

A subscriber must make a minimum yearly payment of Rs.6000 to his Tier I account; otherwise, the account would be locked. Here is how you can reactivate or unfreeze an NPS account in such a case.

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NIFTY at a record new high: What are the critical equity market numbers indicating?

NIFTY reaching a new high is an opportunity to review the past and look for signals for future market direction. Largely it is the sound recovery in large cap universe while smaller capitalization is yet to get back to previous highs. Despite the overall rise in the index the valuations still appear at much lower multiples than what they were at the previous NIFTY peak last year.

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Tuesday, November 29, 2022

Important features of RBI Digital Rupee

Important features of RBI Digital Rupee

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Banks offering best 1-year FD interest rates

Banks offering best 1-year FD interest rates

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Bank locker charges of SBI, HDFC Bank, PNB, ICICI Bank, Canara Bank

Jewelry, loan paperwork, savings bonds, insurance policies, and other private valuables that require safekeeping can all be

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Monday, November 28, 2022

How to block SBI debit card

Customers of State Bank of India (SBI) can quickly stop their debit cards in the event of theft or loss by contacting customer service, going to a bank branch, or using Internet banking.

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5 Banks offering best gold loan interest rates

Banks charge interest, and once the full loan has been repaid, the bank returns your jewellery. With each bank, the interest rate on a gold loan varies. Here is a quick list of banks that offer gold loans at the lowest interest rates.

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10 banks offering lowest home loan interest rates

The majority of banks have chosen the RBI's repo rate as their external benchmark. The lending interest rate that is linked to the repo rate is referred to as the Repo Rate Linked Lending Rate.

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Sunday, November 27, 2022

How pensioner can submit annual life certificate through Jeevan Pramaan Portal

For the biometric authentication of the pensioner, Jeevan Pramaan uses the Aadhaar platform. The Life Certificate Repository creates and stores the Digital Life Certificate following a successful authentication.

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8 small-sized mutual fund schemes that can help investors earn better risk-adjusted returns

These small-sized funds have missed the attention of investors. Find out why they deserve to be in your portfolio.

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Friday, November 25, 2022

Divorce process in India: What Women need to know to deal with it financially

Divorce is very stressful for either party and involves some of the most critical things in a person's life, including finances and children. In this video, Saurav Kumar from ET Online & Meghna Mishra, Partner, Karanjawala & Co., discuss what a woman needs to know to deal with it financially.

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This PSU bank offers up to 7.8% on senior citizen FDs; check latest fixed deposit rates

Union Bank of India has raised the interest rates on its fixed deposits (FDs) worth less than Rs 2 crore. The bank will now offer an interest rate between 3 per cent to 7.30 per cent for regular citizens.

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Verify Aadhaar before accepting it as a identity proof: UIDAI to states

UIDAI has asked State governments to verify Aadhaar cards before accepting them in physical or electronic form to establish an individual's identity.

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Thursday, November 24, 2022

These investors can earn up to 8.75% interest rate on this bank’s FDs

This bank now offers term deposits with maturities ranging from 7 days to 10 years, with interest rates ranging from 4.00% to 8% for the general public and 4.75% to 8.75% for senior citizens.

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These Re 1, 50 paise coins are going out of circulation

The ICICI Bank has put up a notice outside their bank branch informing customers that certain coins of denomination of Re 1 or 50 paise are going out of circulation and will not be issued again for the purpose of transactions. Read on to know more about it.

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These PNB customers should update KYC by December 12, 2022: How to check if KYC is pending

The bank has sent two reminders to the registered address and SMS notifications to the registered mobile phone for those customers whose accounts were due for KYC updating. 2022 November 20 and 21.

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Doorstep banking charges: SBI Vs ICICI Bank, HDFC Bank, PNB, Canara Bank



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Central govt employees: Guidelines issued for treatment and billing by CGHS empanelled hospitals

The Central Government Health Scheme provides comprehensive health care facilities for central government employees and pensioners and their dependents residing in CGHS covered cities. The ministry’s office memorandum also issued detailed guidelines related to treatment and billing in respect of CGHS beneficiaries

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Will new credit card rule help you? RBI fixes minimum amount due formula for all cards

RBI recently asked banks and card issuers to calculate the minimum amount due on credit card bills in a way that does not result in negative amortisation. How will banks and card issuers calculate minimum amount due now? All you need to know

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Wednesday, November 23, 2022

Getting an ESOP in your next job? Here's how an ESOP works, risks involved and tax implications

Typically, a company offers its employee an option to buy a fixed number of stocks after a vesting period at a predetermined price that often comes with a big discount. Though it may appear a good bargain on paper however, in reality, there are many things which may go wrong and there is no guarantee that you will always take home the jackpot. Here's what should know to get the call right.

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The fuss-free checklist for millennials and 40-plus professionals who want to get savvy with retirement planning

Separating facts from myths and presenting information that counts, here’s all that you need to know about why you need a retirement corpus, from how to calculate one to how to protect one. Whether you are a millennial or a professional in their 40s, here’s how you can factor in some of the broader goals and assess some of the personal parameters to devise a solid retirement plan for yourself.

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How to apply for an SBI cheque book online?



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5 tips to avoid falling prey to a fake instant loan app

5 tips to avoid falling prey to a fake instant loan app

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LIC Tech Term, New Jeevan Amar: LIC relaunches two term assurance plans

Here is a look at the features of the relaunched plans, as per the product brochures on the LIC website.

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Tuesday, November 22, 2022

What are the charges for eKYC under PM Kisan scheme

Beneficiaries of the Pradhan Mantri Kisan Samman Nidhi Yojana are required to submit eKYC in order to get the program's benefits.

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Planning to get a forex card while travelling? What is it, who can buy, what are the charges



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Savings account interest rates: Which bank is offering highest rate

Savings account interest rates: Which bank is offering highest rate


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Airtel Payments Bank has launched of Face Authentication-based savings bank account opening for customers.

Aadhaar-based OTPs or fingerprint biometric authentication were previously required from customers in order to open an account with Airtel Payments Bank.

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Bajaj Finance hikes FD rate by up to 25 bps: Senior Citizens can earn up to 7.95%

The revised prices will go into effect on November 22, 2022. The enhanced Bajaj Finance FD rates will apply to new deposits and renewals of maturing accounts of up to Rs 5 crore.

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How is Jeevan Pramaan different from a traditional life certificate?

The government had launched the Aadhaar based Digital Life Certificate which can be submitted online from anywhere.

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Monday, November 21, 2022

Is buying a top-up health insurance plan a dependable solution for all your future health expenses?

When it comes to hospital stay, a good part of the expense is directly linked to room rent. With time the daily room expenses will go up manifold but your basic health insurance coverage will remain fixed. If you opt for higher room rent than what your base policy offers then these tied expenses will also go up proportionately and your out of pocket expenses will rise significantly despite a top-up plan.

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Jeevan Pramaan: Can a remarried pensioner avail digital life certificate facility?

Jeevan Pramaan intends to address the issue by digitising the entire life certificate application process as many senior citizens were finding it difficult to submit a life certificate physically.

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Sunday, November 20, 2022

Gold price has increased this much in last one year

Gold price has increased this much in last one year


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Want to take up farming? 5 lessons from those who gave up and their struggles

There is no magic formula for making money out of agricultural ventures. Anyone who has grown food will know that it is the middlemen who make the money. Marketing agricultural produce remains a challenge.

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Want to dabble in F&O segment? Why you should avoid the zero sum game when investing

The lakhs of crores of derivative trading activity—well above 90% on Indian exchanges—produces no wealth at all in the aggregate, which is a sobering thought. If anyone is getting richer, it’s only because someone else is getting poorer.

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Charles Darwin and the Sensex: How theory of survival of the fittest works in the corporate realm

The metamorphosis of the Sensex (or any stock index for that matter) over the years is a fascinating tale as also a reminder of how Charles Darwin’s ‘Survival of the Fittest’ theory also works in the corporate arena. With the passage of time, we find a significant churn in the top echelon of the bluest of the bluechip corporates signifying shifts in relative salience.

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Delhivery has decent growth prospects: 4 reasons analysts are bullish on the stock

Improvement in transportation infrastructure across India, growth of the domestic manufacturing sector, and rapid rise of the digital economy wil provide an impetus to Delhivery’s growth.

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Brace for increased volatility in oil and gas stocks: 5 stocks with up to 22% upside potential

Global headwinds and uneven price dynamics to impact near-term performance of companies.

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Saturday, November 19, 2022

How to register nominee for your SBI savings account, FD, locker

How to register nominee for your SBI savings account, FD, locker

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Bank of Baroda hikes FCNR deposit interest rates: Check latest rates

The Bank of Baroda has revised the interest rates on Foreign Currency Non-resident Deposits - FCNR (B).

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Friday, November 18, 2022

5 banks that offer FD interest rates of 8.5-9% for senior citizens

Despite the fact that most banks, even well-known institutions, have increased their fixed deposit interest rates, they still fall short of the rates provided by small finance banks.

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Prioritizing Liquidity over Returns: Why Investing in Liquid Mutual Funds is Crucial during Emergencies

The recent COVID-19 pandemic or the geopolitical tensions between Russia and the UK is a testimony to the unpredictable nature of the economy and all related financial investments, The best way to deal with such exigencies is to build an emergency fund. An emergency fund acts like a financial backup plan and works like a reset button to get one’s financial health back on track.

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Documents required to apply for a forex card

Documents required to apply for a forex card


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Axis Bank hikes interest rates on loans: EMIs to increase further

With effect from November 18, 2022, Axis Bank has raised its marginal cost of funds-based lending rate (MCLR) across all tenors by 10 basis points (bps).

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How SBI pensioners can get pension slip on Whatsapp

How SBI pensioners can get pension slip on Whatsapp


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