Friday, September 30, 2022

Govt ups interest rates of these small saving schemes



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Tokenise your credit, debit card in these 6 easy steps

Tokenise your credit, debit card in these 6 easy steps


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From card tokenisation to Atal Pension Yojna; 5 money changes that will come into effect from October 1

Come October 1, many new rules will come into effect. These relate to credit and debit cards, Atal Pension Yojana, demat account KYC rules, and NPS. What are these rules, and how will they impact you? Watch this video to know more.

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Bandhan Bank revises savings account interest rates

The interest rates on Bandhan Bank's savings accounts have been revised. The increased interest rates will take effect on September 30, 2022, according to the Bandhan Bank official website.

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Govt, corporate NPS subscribers can continue with existing investment after resignation or retirement

There have been cases where subscribers in the Corporate and Government sectors have left their jobs due to retirement or resignation without exercising Inter Sector Shifting (ISS).

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Thursday, September 29, 2022

Tourist attractions in Arunachal Pradesh, costs involved



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With RBI repo rate hike EMI to rise again; Why you may live longer in debt

Due to these rate hikes by the RBI, banks, NBFCs and housing finance companies have been raising their lending rates correspondingly, which in turn means that your EMI has gone up accordingly and with the recent repo rate hike, it will rise further.

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Govt hikes interest rates of only these small saving schemes for Oct-Dec 2022 quarter

Here is a look at the interest rates on various small savings schemes for the third quarter of FY 2022-23.

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Over 80% urban Indians fear running out of money in retirement

The second edition of the IRIS shows that 59% urban Indians believe their savings won’t last even 10 years in retirement. The survey had 3,220 respondents across 28 cities, including six metros.

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RBI MPC expected to hike repo rates: How much your home loan interest rates may increase

RBI is widely expected to hike repo rate on September 30. With another high repo rate hike knocking at the door, home loan borrowers are likely to soon face even higher interest rates than at present. Let's find out how home loan borrowers are likely to be impacted.

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Pay for your Uber ride using debit, credit card? How to tokenise your card on Uber

Companies like Uber, Swiggy, Amazon, and others will only be allowed to accept repeat payments made with tokens rather than credit card information.

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Can a small finance bank be the next HDFC Bank in the making for equity investors?

Though the risks SFBs take are on the higher side, the business growth has also been higher. So, if you are planning to invest in these stocks you need to be extremely careful in selection.

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Wednesday, September 28, 2022

7th pay commission: Dearness allowance (DA) likely to be hiked soon for central govt employees

In March 2022, DA was last increased. DA was raised by 3% to 34% as part of this hike, which will take effect on January 1, 2022.

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Demat account: How to enable two-factor authentication before Sept 30 deadline

the National Stock Exchange (NSE) sent out a circular to owners of demat accounts outlining the timeline for implementing two-factor authentication and advising them to complete the process.

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Tuesday, September 27, 2022

Number of credit cards shrink by 23 lakh in a month

The total number of credit cards declined by 22.6 lakh on a net basis in August this year to 7.8 crore from over 8 crore in the previous month due to a change in the RBI's regulation that required lenders to deactivate cards that have not been in use for a year. The largest declines were recorded by HDFC Bank and Axis Bank.

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DBS Bank revises savings account interest rates

DBS Bank has updated its savings account interest rates, which will take effect on September 26, 2022. The bank will charge interest rates ranging from 3.5% to 5%.

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Bank holidays in October 2022: Banks will be closed for 21 days in October, check the full holiday list here

In India, October is a festive month since it is filled with important events and holidays. Bank customers are strongly advised to organise their bank-based work around all of these holidays.

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How senior citizen can take back property given via gift deed

It may happen that senior citizen has given away their property/assets to their children/legal heirs, thinking they will take care of them. However, once the property is in their name, they don't want to take responsibility for their parents. Here's what senior citizens can do to get their property gifted back.

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3 new credit card rules will come into effect on October 1: How it will impact card holders

The Reserve Bank of India (RBI) announced new requirements for issuing credit and debit cards in April 2022. New limitations pertaining to credit card cancellation, billing, etc. are part of these new regulations.

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Federal Bank revises FD interest rates: Check latest rates

The Federal Bank has revised the interest rate on fixed deposits of less than Rs 2 crore. According to the bank's official website, the new rates will take effect on September 27, 2022.

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Monday, September 26, 2022

India in global bond index: What it means for your money



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How to pick the right credit card



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Are travel now, pay later schemes worth every penny

Is travel now, pay later schemes worth every penny


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New credit card, demat, NPS, APY rules: 5 money changes that will come into effect from October

Many new rules will take effect in October 2022. These include the RBI's new credit card restrictions, who can no longer invest in the Atal Pension Yojana, demat account KYC rules, and more.

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Transferring EPF account? How to download Annexure K

Transferring EPF account? How to download Annexure K

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UPI vs UPI Lite: What are the key differences? Transaction limits, payment procedure explained

The Reserve Bank of India (RBI) launched UPI Lite last week. How is UPI Lite different from UPI? Let's find out

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What is SOVA virus: Banks warn customers of virus targeting banking apps

Customers are being warned by banks like SBI, PNB, and Canara Bank about SOVA, a spyware that can attack your important assets.

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Sunday, September 25, 2022

Social media, work from home improve physical, mental wellness

Women are driving financial wellness, as India’s overall wellness index rises marginally, says ICICI Lombard study.

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IPO investment in HNI category: 5 things to know

The minimum IPO application amount for HNIs is Rs 2 lakh.

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How small investors can put money in startups, how gains made on investments will be taxed

Some platforms are helping small investors get a foothold in the very-high-risk-very-highreward world of startup investing.

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Saturday, September 24, 2022

Difference between UPI123 and UPI Lite

Many people are confused between UPI light and UPI123. Here is a comparison of UPI Lite and UPI123.

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Transferring EPF account: What is Annexure K?

Annexure K, an EPF document, contains the member's information, PF accumulations with interest, service history, joining and leaving dates, and job information.

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Friday, September 23, 2022

Sovereign Gold Bond: Premature redemption of SGB fixed at this price

The India Bullion and Jewellers Association Ltd. shall determine the basis for the redemption price of SGB using the simple average of the closing gold price for 999 purity for the week (Monday through Friday) before to the date of redemption (IBJA).

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6 must-reads of ET Wealth: 6 stocks with up to 41% upside potential, why Gland Pharma is this week's stock pick

A rundown of the six most important stories from Wealth this week. We tell you why analysts are bullish on Gland Pharma, 6 stocks with strong fundamentals, what to do if you lose your property papers and more.

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Bitcoin mining farm: 3 new cloud mining projects in 2022

Guide to cloud mining and Top 3 new cloud mining projects in 2022

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HDFC Bank, IDBI Bank special FD scheme for senior citizens will close on September 30, 2022

When fixed deposit (FD) interest rates were at their lowest two years ago, numerous banks introduced special programs with higher interest rates for senior persons.

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LIC Housing Finance revises home loan interest rates

The benchmark prime lending rate of LIC Housing Finance (LIC HFL) has been modified (LHPLR). The new interest rates on home loans go into effect on September 20, 2022.

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Thursday, September 22, 2022

6 legal rights every tenant must know

6 legal rights every tenant must know


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What to do if you have lost property papers

Losing the property documents can result in a nightmare for the owner. Without having an original title deed, an individual will find it difficult to make any financial transactions such as buying, selling, or taking a loan. However, legal experts advise that losing property papers is not the end of the road. Given below are the steps an owner can take.

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Who can get EWS certificate for government jobs

The Department of Personnel and Training (DoPT) has produced a series of FAQs that may be beneficial when the appropriate authorities issue Income & Asset Certificates to candidates.

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5 best bitcoin mining methods to earn passive income

Five of the best Bitcoin mining methods to earn passive income in the cryptocurrency industry

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This 110-year-old bank will stop operations from today: What happens to savings account deposits, FD, RDs of customers

The Rupee Cooperative Bank, which has its headquarters in Pune, had its banking license taken away by the Reserve Bank of India (RBI), which also requested that the bank be liquidated.

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Five govt schemes to ensure financial security for your domestic help

Domestic workers help daily with cleaning, cooking, driving, and much more. Yet, despite improving their financial condition over the years, many continue living in poverty without safety nets. Riju Mehta of The Economic Times lists a few schemes to help them become financially secure. Watch!

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Wednesday, September 21, 2022

Govt hikes gold, silver hallmarking charges; here are the details of new charges

The Bureau of Indian Standards under the Department of Consumer Affairs has issued a notification announcing new charges for hallmarking gold and silver jewellery/artefacts. This is the first time the government has revised the charges since the hallmarking become mandatory. Read on to know about the new charges that will be levied from now on.

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Emergency loans for bad credit and urgent same day loan approval in September 2022

People with bad credit may opt for these same day loans in September 2022

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Yes Bank revises savings account interest rates: Check latest rates

Savings account interest rates range from 4% to 6.25% at the bank. Your savings account's interest will be computed daily and credited quarterly.

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Union Bank of India, PNB, Indian Bank launch Rupay credit card on UPI

Credit card payments using UPI have been offered by Union Bank of India, Punjab National Bank (PNB), and Indian Bank.

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9 smart ways to use your credit card



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Facts about travel now, pay later schemes



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Tuesday, September 20, 2022

6 facts about order book for security market

6 facts about order book for security market


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