Tuesday, May 31, 2022

PM Kisan 11th instalment of benefit: How to raise complaint if you have not received the instalment

If you haven't received your due instalment, you can file a complaint on the PM KISAN website. Farmers can also check to see if their names are on the list of beneficiaries

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Recurring deposit interest rates: SBI vs HDFC Bank vs ICICI Bank vs Post Office



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Who should use ITR1 form to file ITR in FY 2021-22?

Who should use ITR1 form to file ITR in FY 2021-22?

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PM Modi releases 11th instalment of benefits under PM-KISAN: How to check name in beneficiary list

Today in Shimla, Prime Minister Narendra Modi announced the release of the 11th instalment of financial assistance under the Pradhan Mantri Kisan Samman Nidhi (PM-KISAN) initiative.

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Selling Property? Take these 6 precautions

Selling Property? Take these 6 precautions

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Monday, May 30, 2022

Prepaying home loan now will be beneficial for these borrowers

A good way to cope with higher interest outgo is to make partial prepayment and bring down the total loan outstanding amount.

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Sunday, May 29, 2022

The parents-kids money divide: Young think differently about earning, spending, saving, investing

The worse sin is thus one that takes them back to our context; the one that tells them our story to establish that we know. Our experience may not be relevant to their situation.

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MF portfolio doctor: Vara needs to defer retirement by five years to save more

The Portfolio Doctor assesses the health of the fund portfolio, examines the schemes and their suitability with regard to the goals and, if required, recommends corrective measures. The advice given is based on the performance of the funds, the risk profile of the investor as well as his financial goals.

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5 foreign holiday destinations at Rs 2 lakh: Smart ways to budget your money

For couples planning their next foreign vacation, here are some destination picks and smart budgeting options.

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How gold, silver and platinum performed during week ending May 26, 2022

Here’s a weekly tracker of returns from such investments. But don’t compare these with returns from traditional investments since the proportion and purpose of alternative investments is vastly different.

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How to allocate from your first paycheck

Don’t consider investments that do not offer flexibility at the beginning of your career.

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5 things to know about long duration debt mutual funds

Long duration funds have indexation benefits for investors who stay invested for at least three years, making it tax efficient for longer horizons.

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Accumulate more during periods of underperformance in stock market: Atul Bhole, DSP Investment Managers

“It is extremely important to stay invested for the long term and not to chase the near-term outperformance,” says Atul Bhole, SVP – Investments, DSP Investment Managers.

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Friday, May 27, 2022

Is this a good time to invest in gold?

Experts discuss the role of gold as an asset class in financial planning and the best ways to invest in gold-related financial instruments.

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How to use UPI 123PAY via IVR number



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Difference between fixed rate and floating interest rate, other important facts about home loans



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From May 26, quoting of PAN or Aadhaar is mandatory for these transactions

From May 26, quoting of PAN or Aadhaar is mandatory for these transactions

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Is there a restriction on pension to a family member from two sources of the same pensioner?

Sub-rule 13-B of Rule 54 prohibited grant of two family pensions to a person who was already in receipt of Family Pension or was eligible, therefore, under any other rules of the Central Government or a State Government and/or Public Sector Undertaking/Autonomous Body/Local Fund under the Central or a State Government.

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Thursday, May 26, 2022

How to find out if your house has all legal approvals

How to find out if your house has all legal approvals

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What documents you need to sell a property

What documents you need to sell a property

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Mandatory gold hallmarking from June 1, 2022

Mandatory gold hallmarking from June 1, 2022

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Home loan interest rates to rise steeply; 7 ways to manage your home loan EMIs

Most home loans are taken on a floating rate basis so borrowers cannot escape rising interest rates as EMIs are bound to go up with rising rates.

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Wednesday, May 25, 2022

Gold jewellery buyers to get purity hallmark on all types of gold articles from June 1

Currently, gold hallmarking is allowed for 6 purity categories i.e. 14KT, 18KT, 20KT, 22KT, 23KT and 24KT. Thus, a jeweller does not have to mandatorily hallmark gold jewellery of 21KT or 19KT purity before selling.

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Bank holidays in June 2022: Get the full list here

Only the gazetted holidays are observed by banks across the country. All banks are closed on public holidays, and certain holidays vary by state. In June, there are hardly any festivals, and most of the state's banks are open all month, with the exception of the second Saturdays and Sundays.

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What to do if you lose your original sale deed?

What to do if you lose your original sale deed?

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India Post Payments Bank introduces issuer charges for Aadhaar Enabled Payments

” India Post Payments Bank AePS charges The first three AEPS transactions, such as AEPS cash withdrawal, AEPS cash deposit, and AEPS mini statement, will be free per month.

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Tuesday, May 24, 2022

Can life insurers offer health plans? Irdai set to take a call

Allowing life insurance companies to offer health plans is one of the big decisions in front of Irdai chairman Debasish Panda, who has vowed to simplify regulations and capital requirements and introduce new products to widen insurance penetration in the country.

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ICICI Bank hikes FD interest rates: Check latest special senior citizen FD interest rate

ICICI Bank has increased FD interest rates, which will take effect from May 21, 2022. Interest rates on FDs for elderly citizens have been raised in tandem with those offered to general residents.

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What are the charges for switching to a repo rate linked home loan?



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Retirement planning: What is the bucket strategy?

Retirement planning: What is the bucket strategy?

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How to find out your EPF account’s UAN

A 12-digit unique number called the Universal Account Number (UAN), it remains the same throughout an employee's career, regardless of how many jobs he or she has switched.

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HDFC Bank, ICICI Bank, PNB, SBI latest FD interest rates

Here's a quick comparison of popular banks' FD interest rates, including ICICI Bank, HDFC Bank, PNB, and SBI. After the revision, see which bank is offering the best rate.

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Sunday, May 22, 2022

Kotak Flexicap mutual fund review: Continued slippage in performance should not be ignored

The fund has struggled to maintain its healthy track record in recent years, losing ground to index and category peers. However, its downside performance offers some respite.

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MF portfolio doctor: Bhatia needs to plan for longer retirement of at least 20-25 years

The Portfolio Doctor assesses the health of the fund portfolio, examines the schemes and their suitability with regard to the goals and, if required, recommends corrective measures. The advice given is based on the performance of the funds, the risk profile of the investor as well as his financial goals.

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Where is the stock market headed, will long-term fundamentals of Indian equities remain intact?

Macroeconomic concerns are spooking investors. However, the long-term fundamentals of Indian equities remain intact. Here are the factors impacting the performance of domestic equity markets.

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How to save for your higher studies

Manya’s key goal is to fund her higher education. She has to first ascertain whether her savings would be adequate to cover her education costs. She should build in a conservative rate of return (use a bank deposit rate) on her investments in which she will deploy her savings.

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What is the bucket strategy in retirement planning?

These buckets are based on the time horizon for when the money will be required—immediate, medium-term and long-term.

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How gold, silver and platinum performed during week ending May 19, 2022

Here’s a weekly tracker of returns from such investments. But don’t compare these with returns from traditional investments since the proportion and purpose of alternative investments is vastly different.

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Godrej Properties' long-term prospects remain bright: Why it is this week's stock pick

Godrej properties has a strong brand value and robust business development capabilities. Its plans to expand to tier-2 cities and a launch pipeline of 21.4 million square feet for 2022-23 are the other factors that have made the company a favourite of analysts.

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What is front running, will such malpractices hurt mutual fund investors?

Allegations of malpractices by mutual funds have surfaced in recent times. We explain the modus operandi of the perpetrators and whether such malpractices hurt investors.

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Friday, May 20, 2022

Watch: Here are 3 ways you can save tax through National Pension Scheme

There are three sections under the Income-Tax Act that allows individuals to claim deductions for the money invested in NPS. So how can you avail those tax benefits? Find out in this video with Babar Zaidi from The Economic Times.

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How to withdraw cash at an ATM without your card

How to withdraw cash at an ATM without your card

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Last date to complete PM Kisan eKYC extended to May 31, 2022

​​​All landholding farmers' families will receive a financial benefit of Rs.6000 per year under the PM-Kisan scheme, paid in three equal instalments of Rs.2000 every four months.

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Thursday, May 19, 2022

RBI directs banks to offer cardless cash withdrawal facility across all ATMs

RBI had proposed to allow interoperability in cardless cash withdrawal transactions at all banks and ATMs using the UPI facility in its monetary policy review meeting held in April 2022.

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How to enrol for, update Aadhaar at a Post Office Centre

According to the India Post website, Aadhaar updation and Aadhaar enrollment services are provided in post office Aadhaar centres. There are as many as 13,352 such centres in the country.

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Crypto meltdown: What cryptocurrency investors should do now

Crypto meltdown: What cryptocurrency investors should do now



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How to transfer EPF account from EPFO to employer’s EPF trust

How to transfer EPF account from EPFO to employer’s EPF trust



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NEFT, RTGS facility to be available for post office savings account holders from this date

This facility enables Post Office Savings Bank customers to transfer funds to and from other bank accounts to POSB accounts in Department of Posts - Core Banking Solutions.

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Wednesday, May 18, 2022

NSDL nomination: How to add, change nominee details online in demat account

The SEBI's July 23, 2021, circular states that investors opening new trading and or demat account(s) on or after October 01, 2021, shall have the choice of providing nomination or opting out nomination.

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Top cryptocurrencies to invest in 2022

Cryptocurrencies to look out for in 2022.

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Where to buy Terra LUNA coin?

Guide to Terra LUNA coin and where to buy them.

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