Ways to operate PPF account online via India Post

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Why is 11 months the preferred duration of rent agreements?

Why is 11 months the preferred duration of rent agreements?


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Which Aadhaar-related services can be availed on Umang app?

Which Aadhaar-related services can be availed on Umang app?


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Punjab National Bank, Bank of India increase loan interest rates

With effect from September 1, 2022, Punjab National Bank and Bank of India have raised their marginal cost of funds-based lending rates (MCLR).

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ICICI Bank hikes loan interest rates by 10 bps: Check how much loan rates have increased in last 3 months

ICICI Bank has raised its marginal cost-based lending rate (MCLR) across all tenures by 10 basis points. The higher interest rates will take effect on September 1, 2022.

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Watch: 5 reasons to postpone your retirement day

Several financial compulsions can force people not to quit work. Among them are insufficient retirement corpus, incomplete life goals or outstanding debt. While economic gains are the most apparent motivation, delayed retirement has other advantages. Here are five benefits of extending your work life

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Yes Bank's revised savings account charges with effect from September 1

Here is a look at the revised charges as per the Yes Bank website.

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Top 5 urgent loans for bad credit with guaranteed decisions in 2022

To provide temporary relief from your financial hiccups, here are the top 5 loans for bad credit in 2022

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How spirituality can make you a better investor

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Documents required to avail pension in case of death of EPS pensioner

The Employee's Pension Scheme (EPS) was established in 1995 with the main goal of assisting employees in the organised sector.

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Want 18% higher NPS retirement corpus? Fund manager selection is critical

If you are not careful with fund manager selection in NPS and end up with a fund with a below-par performance, it can prevent you from getting the best return on your hard-earned money. It will also be difficult for you to do course correction if you are close to retirement. So, it is better to act now and take control of your NPS portfolio to get the best out of it.

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Changes in process flow of e-nomination for NPS subscribers with effect from October 1

If the Nodal Office does not act against the request within the allotted 30 days, it will be accepted in the CRA system.

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When can a father get full custody of child in a divorce?

When can a father get full custody of child in a divorce?

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Is it a bank holiday on August 31 for Ganesh Chaturthi? Check the state-wise list

The ten-day Ganesh Chaturthi festival, also known as Ganeshotsav, begins on Chaturthi Tithi and ends on Anantha Chaturdashi.

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RBI plans registry to save you from digital frauds

RBI ED Anil Kumar Sharma told reporters on Monday the database will help keep tabs on fraudsters. "There is no definite timeline for setting up of the fraud registry. At present, we are talking to different stakeholders, including different departments like payments & settlement and supervision of the RBI," he said.

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Rs 5,000 APY pension after 30 yrs will be worth this much: Should you invest before scheme closes?

In a notification dated August 10, 2022, the government has barred the income taxpayers from joining the Atal Pension Yojana from October 1, 2022. Though the pension amount offered in the scheme is very small, however, there are certain reasons you should consider before dismissing to invest in the scheme. Read on to know whether you should rush to subscribe in the scheme?

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My uncle doesn’t want to share grandfather's property. What can my mother do?

Assuming your mother is a Hindu, she has an equal right in her parents’ property as she is a class I legal heir.

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Starting a business after retirement is good on paper, but pitfalls are many

Many retired individuals tire of chasing targets and goals and prefer to take on work that does not require stringent achievement of quantitative targets. They desire flexibility in their work lives after years of routine and regimen.

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Rising cost inflation continues to hurt most companies: How different sectors fared in Q1

Rising consumer spending and economic recovery supported corporate earnings in the first quarter. However, rising cost inflation continues to erode operating profit margins for most companies.

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How to become a successful value investor

With central banks hiking rates, there will be repricing of risk and return of value consciousness.

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Living on rent? Here are your rights as a tenant

Find out about your rights as a tenant so that you are not treated unfairly or evicted randomly by the landlord.

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How to improve your credit score

A low credit score would mean constraints while getting a higher loan amount sanctioned for a critical purchase. Hence it is important that one has a reasonable credit behaviour with good repayment track record.

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Savings account interest rate: These banks have revised savings account interest rates

Banks offer different interest rates on savings accounts, and many banks recently changed the interest rates on their savings account offerings. Here are a few examples of such banks.

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How many times you can update Aadhaar details

It is necessary to have a registered mobile number in order to access Aadhaar Online Services. You can't change the mobile number online. Visit the closest Aadhaar Seva Kendra (ASK) or Aadhaar Enrolment Update Center if you want to change your mobile number.

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How SBI customers can avail loan against FD

You can use your FD as collateral to secure the loan amount with a loan against fixed deposit. For this type of loan, the existing fixed deposit is used as security instead of the CIBIL score being examined.

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SBI Positive Pay: 3 ways to submit/confirm high-value cheque details online

The Reserve Bank of India (RBI) has implemented Positive Pay System (PPS) for all types of cheque payments in order to prevent frauds carried out through the tampering or alteration of cheques.

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How to check if power of attorney is forged

How to check if power of attorney is forged

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Don’t keep money idle in your savings bank account

Don’t keep money idle in your savings bank account

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Transfer via NEFT, RTGS: What happens if money is not credited to beneficiary account on time, penalty banks have to pay

If it is not possible to pay credit to the beneficiary's account for any reason, originating banks must return the transaction (to the originating branch) within two hours of the batch in which the transaction was processed in NEFT.

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Bank holidays in September 2022: Banks to remain closed for 11 days in September, check the holiday list here

There are seven bank holidays listed by state on the Reserve Bank of India's (RBI) calendar for September 2022, excluding second Saturdays and Sundays.

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Whom do labour codes benefit the most: employee or manager?

The new labour codes have provided a definition of 'worker'. An individual employee satisfying the definition of 'worker' will be entitled to specific benefits as mentioned under the new labour codes. The new labour codes have provided clarity in the definition of a 'worker', manager and supervisor. Read on to know who benefits more under the new labour codes.

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How to download Aadhaar enrolment and update form

Visit the Aadhaar enrollment centre with the form and submit the request for an update if you're interested in applying for or updating your Aadhaar.

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How to check NPS balance

How to check NPS balance


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RBI rate hike: Should you switch home loan balance?

RBI rate hike: Should you switch home loan balance?


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SBI introduces new rules for ATM withdrawals

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How to update date of birth in Aadhaar

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Sovereign Gold Bonds: What are the tax implications?

These bonds offer investors a fixed interest rate of 2.5% on their investments. Interest is paid on a semi-annual basis.

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Maximum commission chargeable on NPS account contribution capped at Rs 10,000: PFRDA

A trail commission of 0.20 percent of the NPS D-Remit contribution amount (minimum Rs 15 and maximum Rs 10,000) will be paid to POPs starting on September 1, 2022, according to the Pension Fund Regulatory and Development Authority (PFRDA).

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Bank FDs with above 8% interest rate for senior citizens

Bank FDs with above 8% interest rate for senior citizens

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Know what separates index funds from ETFs

Know what separates index funds from ETFs


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FAQs answered on money withdrawal from NPS

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6 mantras to look at retirement from a new prism

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When can intern, trainee, apprentice get EPF account with employer?

The Employees' Provident Fund Organisation (EPFO) has issued two circulars laying down the guidelines when EPF will be deducted from the stipend paid to intern/trainee/apprentice and when will it not be. The Employees' Provident Fund and Miscellaneous Provisions Act, 1952 is silent on whether stipend comes under the purview of law.

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Silver, gold prices: Check weekly price trends

Silver, gold prices: Check weekly price trends


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How is investment in Sovereign Gold Bonds taxed?

How is investment in Sovereign Gold Bonds taxed?


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Should retirement be delayed?

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What is the fees you have to pay to avail Print Aadhaar facility

Services to print and find Aadhaar are provided by the Unique Identification Authority of India (UIDAI). Here are some details about this facility and the price for using the service.

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Can you take a loan against your Sovereign Gold Bond investments?

Sovereign Gold Bonds (SGB) can be used as security for loans from banks, financial institutions, and non-banking financial companies (NBFC).

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'Investors could look to lock in money into corporate FDs'

After this rate hike, investors could earn as much as 8.25% from a Shriram Transport deposit, 7.05% from an HDFC deposit and 7.25% from a PNB Housing Finance deposit. This is the fourth time that industry leader HDFC has hiked rates since May 2022.

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Stock market close to peak: 7 winning moves to boost your equity investment

A phase of correction and recovery is also a time to accept new realities, and review and recalibrate your equity portfolio in a changing world. You have to scrutinise each stock and see if it makes sense to hold or exit it. The most critical part that will be picking the right sectors that are likely to outperform in future.

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