Sunday, July 31, 2022

Does your boss keep asking you for money? How to handle the situation without impacting your job

Here are the things to keep in mind while dealing with the situation without impacting your job or career prospects.

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How to survive a recession: Follow these 10 money rules

Our job, our income, our debt, our assets, our expenses and the well being of our household are matters of our concern that need us to take action.

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How to register complaints under the NPS

The subscriber can register the complaint on the complaint redressal system available online. Another way of registering a complaint is by calling the NPS CRA call centre.

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Silver, gold, platinum prices: Check price trends for week ending July 28, 2022

Here’s a weekly tracker of returns from such investments. But don’t compare these with returns from traditional investments since the proportion and purpose of alternative investments is vastly different.

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MF portfolio doctor: Srivastava should set up emergency fund for unexpected expenses

The advice given is based on the performance of the funds, the risk profile of the investor as well as his financial goals.

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What equity investors must do to avoid losing money in the stock market

If you are doing your own research and investing in smaller companies then you need to know how to look after yourself. In larger companies, people misjudge the business and the valuations.

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Saturday, July 30, 2022

HDFC hikes lending rate by 25 bps; home loan to be costlier

​​​The rate hike comes ahead of the RBI's Monetary Policy Committee (MPC) meeting later next week. It is widely expected that MPC would hike interest rates to tame high inflation.

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Shivalik Small Finance Bank revises FD, savings account interest rates

Shivalik Small Finance Bank (SFB) has increased the interest rate on fixed deposits. According to the bank's website, the new rates will go into effect on July 27, 2022.

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Banks offering lowest interest rates on personal loan

A personal loan is also referred to as an unsecured loan because no collateral is required. A personal loan is a type of financial product that enables you to access money for a variety of purposes.

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Friday, July 29, 2022

How to use SBI WhatsApp banking



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10 Best Small Payday Loans with No Credit Check: Get Same Day Cash Advance for Bad Credit

A small payday loan is a fast and easy way to get cash advance when you have an emergency bill. Are you still worried about the poor credit history? Learn more about our 10 best small payday loans with no credit check in this article.

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How to make your teen financially literate



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Thursday, July 28, 2022

Do all senior citizens have to file ITR this year?

Do all senior citizens have to file ITR this year?


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Started investing in stock market in last 2 years? 8 lessons you must learn from previous corrections

Every correction or crash has a new lesson for investors, one they should be ready to take in their stride. Here are the 8 lessons that new equity investors must learn for better investment management in future.

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8 promising Penny Cryptos to buy this year

Best promising penny cryptos to look out for in times when the market is down significantly

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Utkarsh Small Finance Bank revises FD interest rates; this tenure to earn 7.25% now

The bank currently provides interest rates for regular residents ranging from 4% to 7.25 percent for terms ranging from 7 days to 20 years.

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HRA tax exemption: Documents to submit, who can claim and when

HRA tax exemption: Documents to submit, who can claim and when


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No Form 16, TDS certificates? You can file ITR using Form 26AS, AIS

No Form 16, TDS certificates? You can file ITR using Form 26AS, AIS


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Wednesday, July 27, 2022

ICICI Lombard offers motor cover linked to driving

The Motor Floater offer for its customers is in line with the recent announcement by regulator Irdai. It will enable those individuals owning multiple vehicles to ensure their vehicles, including cars and two-wheelers, are under one policy with a single renewal date and a comprehensive cover.

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Average cost of studying in Australia vs UK vs Canada and how to meet it

From tuition fees to laundry, from housing to internet, realistically accounting for all aspects of life abroad helps maintain financial stability and peace of mind.

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ITR filing: Steps to correct errors in Annual Information Statement (AIS)

ITR filing: Steps to correct errors in Annual Information Statement (AIS)


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Penalty for missing ITR filing deadline

Penalty for missing ITR filing deadline

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Tuesday, July 26, 2022

Safeguard your net banking account against fraud

Phishing attacks, spyware, and spam are some of the most common forms of digital banking frauds aimed at obtaining the personal account details of customers to illegally withdraw funds or transfer money into another bank account. To safeguard its customers’ banking account details and protect them from falling for scams by cyber criminals, Indian banking major State Bank of India (SBI) frequently advises users on how to stay vigilant against such attacks and detect them. Here’s one such example of a message sent by fraudsters with a link that may seem genuine but is meant to trick you into sharing your personal details.

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Protect yourself from digital banking fraud

Scams and frauds are everywhere and while we may be quick to protect ourselves against physical frauds, online frauds, particularly digital banking frauds, are hard to detect. To help protect its customers from such scams, Indian banking major State Bank of India (SBI) regularly issues warnings and guidelines about various types of digital banking frauds. The bank alerts its customers through various modes of communication such as messages, email, and tweets.

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Recharging mobile to cost more on Paytm, PhonePe as they start levying platform fee

If you are habitual of doing mobile recharge via Paytm and PhonePe app, then get ready to shell out more. This is because these payment apps have started levying 'platform fee' for doing the transactions on these apps. Read on to know how much you will be charged for doing financial transactions on this platform.

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Bank holidays in August 2022: Check the full list here

According to the Reserve Bank of India's (RBI) holiday schedule, all commercial and public sector banks across different states will be closed for 13 days this month, excluding the second and fourth Saturdays and Sundays.

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Savings account interest rate: These small finance banks offer interest rates up to 7%

Small Finance Banks are a new form of bank established by the RBI with the help of the Indian government to promote financial inclusion by primarily offering basic banking services to underserved and underrepresented populations.

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Want to invest in REITs? Here's how you will be taxed

Want to invest in REITs? Here's how you will be taxed


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You're losing money by investing in these instruments during times of high inflation



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Difference between Annual Information Statement and Form 26AS

Difference between Annual Information Statement and Form 26AS

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Monday, July 25, 2022

Kotak Mahindra Bank hikes FD interest rate for this tenor

With effect from July 26, 2022, Kotak Mahindra Bank raised the interest rate on one specific term of fixed deposits (for sums under Rs 2 crore).

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Sunday, July 24, 2022

Investing in REITs: How to invest, taxation, how to redeem

An investor can purchase even one share of REITs at their listed price and can sell on the exchange at the prevalent market price.

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Many of your investments could be losing money due to high inflation. Here's how you can plug the leaks

To avoid falling short, your investments must earn more than inflation. Investments that do not earn more than the inflation rate are actually losing money.

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Minors investing in equity stocks: 5 things to know

Minors cannot buy stocks. Instead, the guardian can either transfer existing stocks in their demat account or buy stocks and transfer them into the minor’s account.

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4 ways to make your teen financially accountable

For a parent, it is imperative to rein in the heedless spending and inculcate accountability in the child. Here are some simple measures and strategies that can work to discipline your teenager’s money usage and habits.

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I am a Muslim woman. What can I do to ensure my sons from previous marriage remain my heirs?

Does my husband have a claim over my property? What measures can I take to ensure that my sons remain my heirs, but my own safety is also assured?

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More companies giving parents health insurance. Avg sum insured in group covers hiked to Rs 5 lakh per family

Including parental covers in group health insurance comes with several advantages such as no age bar for parents, no pre-medical check-ups required, coverage is applicable from day one and it covers pre-existing diseases among others.

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Friday, July 22, 2022

4 best credit cards for this year's holiday season

4 best credit cards for this year's holiday season

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No plan to extend deadline for filing income tax returns: Revenue Secretary

"People thought the routine now is that dates will be extended. So they were a little slow in filling the returns initially but now on a daily basis, we are getting between 15 lakhs to 18 lakh returns. This will slightly go up to 25 lakh to 30 lakh returns," he told PTI.

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Thursday, July 21, 2022

Top 10 emergency loans for bad credit

When you’re hit with unexpected expenses, a fast cash loan can enable you to weather the storm. Here’s how, and where, to get one.

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How to save tax on HRA under old regime



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What you should know about TDS on mutual fund investments

What you should know about TDS on mutual fund investments


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Who has to file ITR? Check these 9 points

Who has to file ITR? Check these 9 points


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Wednesday, July 20, 2022

Inflation-beating FD returns: These banks offer senior citizens FD interest rates above 7%

While fixed deposit interest rates being at decade-low levels, banks have gradually begun to raise FD interest rates as a result of the RBI hiking key interest rates.

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How to know PM Kisan registration number

In order to help landholding farmer families in the nation satisfy their housing, financial, and agricultural needs, the scheme offers income support to all landholding farmer families.

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8 best emergency loans with no credit checks for urgent same-day cash

People with urgent requirement for same-day cash may consider these 8 best emergency loans

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7 gains of buying an electric car

7 gains of buying an electric car


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SBI WhatsApp banking: How to use, what services are available

Customers of SBI can now use WhatsApp to check their account balance and view their mini statements.

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Credit card payment via EMI: Know these 5 things

Credit card payment via EMI: Know these 5 things

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Latest ICICI Bank home loan interest rate

Since May 2022, the repo rate has increased by 90 basis points at the Reserve Bank of India (RBI). Due to this, many banks, including ICICI Bank, have raised their interest rates on house loan

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